Resources

Checklists and resources

Free, printable checklists with general steps for buying or selling a home in Illinois.

Buyer checklist (PDF) Seller checklist (PDF)

These checklists are general information only, not tax or financial advice. Your attorney, lender, and other professionals can advise you on your specific situation.

More tools

Monthly payment calculatorEstimate a monthly payment from price, down payment, rate and term.Closing cost estimatorEstimate seller net proceeds or buyer cash to close, with Illinois and Cook County transfer taxes.What’s my home worth?A quick online estimate, or request a free Comparative Market Analysis.First-time buyer guideStep by step, from budget and pre-approval to the first week after closing.Closing-day checklistWhat to do before, at and after closing: wiring, keys, warranties and address updates.Moving checklistA printable timeline from 8 weeks out through your first week in the new home.Property tax checkHow to confirm your exemptions and the name on your tax bill with the county offices.

Calculators give estimates only, not loan offers or quotes; please confirm figures with your lender, attorney and title company.

Anett Y. Wator and At Home Realty Group, Inc. do not endorse or recommend any service provider and do not receive any compensation, referral fee or anything of value from any service provider. Please research and choose providers yourself.

Closing cost estimator

Estimate your closing costs

Estimate only; actual costs vary. Please confirm all figures with your attorney, lender and title company. This tool runs in your browser; nothing you enter is sent or saved.

Seller: estimated net proceeds

Sale price ($)

Mortgage payoff ($)

Commission (% of sale price)

Enter the rate in your listing agreement. Commissions are not set by law and are fully negotiable.

Title and escrow fees ($)

Seller’s attorney fee ($)

City or village transfer tax, seller portion ($)

Many municipalities have their own transfer tax; in Chicago the seller and buyer portions differ. Check your municipality’s amount.

Prorated property tax credit to the buyer ($)

In Illinois, property taxes are paid a year behind, so sellers usually give the buyer a credit at closing. Your attorney calculates the amount.

Other seller costs ($)

Include county transfer tax ($0.25 per $500, the Cook County rate)

Illinois transfer tax ($0.50 per $500)	—
County transfer tax ($0.25 per $500)	—
Commission	—
Estimated total seller costs	—
Estimated net proceeds	—

Buyer: estimated cash to close

Purchase price ($)

Down payment ($)

Lender fees ($)

Title and escrow fees ($)

Buyer’s attorney fee ($)

Recording fees ($)

Prepaid items: insurance, tax escrow, interest ($)

Other buyer costs, such as a city transfer tax buyer portion ($)

Estimated loan amount	—
Estimated closing costs	—
Estimated cash to close	—

Transfer taxes are figured on the full price in $500 steps (a partial step counts as a full one). Some transfers are exempt or figured differently, and counties outside Cook set their own county tax; your attorney confirms the actual amounts.

Sources (checked October 17, 2026): Illinois Department of Revenue, tax rates · Cook County Clerk, transfer fees · City of Chicago, real property transfer tax

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